Jak zrušit Revolut Premium
Rychlý proces
Zrušte před datem obnovení
Důležitá upozornění
- Premium benefits end immediately upon downgrade to Standard
- RevPoints earning rate drops from 1 point per £4 to 1 point per £10
- Currency exchange limits revert to £1,000/month with 1% weekend fees
- ATM withdrawal limit drops from £400/month to £200/month
- Savings rate decreases from 3.25% to 3% AER
- All travel insurance coverage is lost
- Brand subscriptions and discounts are removed
- Priority customer support access is revoked
- Commission-free trades drop from 5/month to 1/month
Postup krok za krokem
Open the Revolut mobile app and log in to your account
Tap on your profile icon in the top left corner
Select 'Account' from the menu
Tap on your current plan (Premium, Metal, etc.)
Scroll down and select 'Change plan' or 'Manage subscription'
Choose 'Standard' (free plan) to downgrade
Confirm the cancellation and review when changes take effect
Tipy a na co si dát pozor
Travel Insurance Requires Premium Active During Entire Trip
KritickéPremium's travel insurance benefits (cancellation, medical, etc.) require your subscription to be active during booking AND throughout the entire trip. If you subscribe just before traveling then cancel after, any claims during the trip may be denied. The insurance isn't 'purchased' but is subscription-dependent.
Commodities Trading Not FCA Protected on Any Plan
KritickéPremium's reduced commodities fee (0.49% vs 0.99%) comes with a critical caveat: commodities service is not regulated by FCA and not covered by Financial Ombudsman Service or FSCS. You have no protection if things go wrong. This warning is buried in footnotes and applies regardless of your plan tier.
Annual vs Monthly Payment Strategy
Pro tipRevolut offers both monthly and annual payment options for Premium (£7.99/month). If paying annually, you're locked in for 12 months. Choose monthly first to test the service, then switch to annual if satisfied to avoid being stuck with a year-long commitment if you decide it's not worth it.
Downgrade Before Cancel to Avoid Pro-Rata Loss
Pro tipIf you paid annually for Premium and want to cancel, downgrade to the free Standard plan instead of canceling outright. This preserves your Revolut account and history. Revolut typically doesn't offer pro-rata refunds for annual plans, so timing your downgrade at the end of your billing cycle maximizes value.
Co očekávat
Temné vzory k pozorování
- Cancellation primarily requires mobile app, not easily done via web
- Web unsubscribe page shows no content or form
- No clear 'Cancel' button - requires downgrading to free plan instead
- Benefits and features heavily emphasized before cancellation
- Multi-step process buried in account settings
- RevPoints and rewards loss highlighted prominently
- Insurance and travel benefits showcase to induce hesitation
Taktiky udržení zákazníka
- Shows all Premium benefits you'll lose
- Displays RevPoints earnings difference
- Highlights exclusive subscriptions being forfeited
- Shows comparison of free vs paid plan features
- Emphasizes travel insurance and lounge access loss
- May show cashback percentage reduction
Tarify Revolut Premium a co ztratíte
What you'll lose access to
Po zrušení
Reaktivace
Účet můžete později znovu aktivovat
Přístup k obsahu
Váš obsah zůstane přístupný i po zrušení
Nejste připraveni úplně zrušit?
Možnost přechodu na nižší tarif
Přepněte na levnější tarif
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Související služby
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